Business Tools
Pricing, profit, and planning tools for small business owners and entrepreneurs.
29 tools available
Gift Voucher Generator
Create a printable gift voucher or gift certificate for your business. Set the value, add a message and expiry, pick a colour, and download a PDF or PNG. No signup.
Certificate Generator
Create a professional certificate of completion, achievement, or appreciation. Fill in the details, pick a colour, and download a print-ready PDF or PNG. No signup.
Profit Margin Calculator
Work out margin, markup, and gross profit across a whole product list, or reverse it: enter a target margin and get the price you need to charge. Export the breakdown.
Markup Calculator
Turn a cost and markup percentage into a selling price, with the markup amount and profit margin.
Invoice Generator
Create a professional invoice with live preview. Add your logo, line items, tax, and discount. Print or save as PDF instantly.
Quote Generator
Create a professional price quote with your logo, line items, tax, and expiry date. Download as PDF or print in seconds.
Freelance Proposal Generator
Create a professional freelance proposal with project summary, deliverables, timeline, pricing, and terms. Download or print as PDF.
Break-even Calculator
Find the units or revenue you need to cover fixed and variable costs.
Receipt Generator
Create a professional payment receipt with item details, tax, and totals. Download as PDF or print instantly.
Bill of Sale Generator
Create a bill of sale for a car, boat, equipment, or general goods. As-is or warranty terms, lien declaration, optional notary block. Download or print.
Payment Reminder Letter Generator
Write a polite, firm, or final-notice payment reminder for an overdue invoice. Add invoice details and a late fee, then copy, download, or print.
Service Agreement Generator
Create a service agreement between a provider and a client: scope, fees, IP, confidentiality, and termination. Copy, download, or print.
Purchase Order Generator
Create a professional purchase order to send to a supplier. Add line items, delivery instructions, and payment terms. Download as PDF or print.
Packing Slip Generator
Create a professional packing slip to include with a shipment. List items, quantities, and order reference. Print or save as PDF.
Work Order Generator
Create a professional work order for service businesses. Describe the job, list tasks, set a due date, and get client sign-off. Download or print.
Statement of Work Builder
Create a formal Statement of Work document with project scope, deliverables, timeline, acceptance criteria, and payment schedule. Download as PDF.
Inventory Count Sheet Generator
Create a printable inventory count sheet for a stocktake. Add categories and items, print a blank sheet for staff to fill in, or enter counts and see totals.
Client Onboarding Checklist Generator
Create a professional client onboarding checklist with customisable steps for each stage of the relationship. Print or save as PDF.
Business Name Generator
Generate business name ideas from keywords. Get one-word names, compound names, portmanteaus, and name-plus-suffix suggestions - all filterable by style.
Supplier Price List Change Detector
Upload your old and new supplier price lists (CSV or Excel) to instantly see what changed - sorted by largest increase, with % change and a downloadable report.
Commercial Invoice Generator for Customs
Generate a customs-ready commercial invoice with HS tariff codes, country of origin, Incoterms, declared value, and a legal declaration. Download as PDF or print.
Employee True Cost Calculator
Calculate the real annual cost of hiring an employee beyond the salary. Covers employer taxes (US, UK, Australia, EU), benefits, pension, equipment, training, and office costs. Shows the hidden cost and salary multiple.
Hiring vs Outsourcing Calculator
Compare the true annual cost of hiring a full-time employee versus outsourcing to a freelancer or agency. Includes employer taxes, benefits, overhead, and a break-even hours-per-week analysis.
Profit & Loss Statement Generator
Generate a professional PDF Profit and Loss statement for any business period. Enter revenue lines, COGS, and operating expenses. See gross profit, operating profit, and net profit with margins. Download instantly.
Marketplace Seller Profit Calculator
Compare net profit, margins, and ROI for selling on Amazon FBA, Etsy, eBay, and Shopify side-by-side. Enter your sale price and product cost to see exact fee breakdowns and which platform is most profitable.
Privacy Policy Generator
Generate a free, customised privacy policy for your website or app. Fill in your details, see a live preview, and download as PDF or plain text. No signup required.
NDA (Non-Disclosure Agreement) Generator
Generate a free NDA in seconds. Choose mutual or one-way, fill in both parties, set the purpose and duration, and download a ready-to-sign non-disclosure agreement as PDF or plain text.
Expense Report Generator
Create a professional expense report with itemised line items, category totals, and a reimbursement summary. Download as PDF or print. Free, no signup.
Business Card Generator
Design a professional business card online. Pick from five designer templates, add your logo, fonts and colours, a scan-to-save QR code, design both sides, and download a print-ready PNG or PDF. Free, no signup.
About Business Tools
Running a profitable business starts with knowing your numbers. These free business calculators give you fast, accurate answers to the questions small business owners face every day: what price should I charge, how many units do I need to sell to cover my costs, and what is my actual profit margin after all expenses? Whether you are setting prices for a product, negotiating with a supplier, or planning a new service offering, the right calculation takes seconds rather than minutes in a spreadsheet. Every tool runs in your browser - nothing is uploaded, nothing is stored, and no account is needed.
Who uses these tools?
- Small business owners setting retail prices that cover costs and deliver a target margin
- Freelancers and consultants calculating an hourly or project rate that accounts for all expenses
- Entrepreneurs stress-testing a new product idea against a break-even sales volume
- Buyers and sellers negotiating with a clear understanding of markup vs margin
- Business students checking their coursework calculations against a working tool
Frequently asked questions
- What is the difference between markup and margin?
- Markup is calculated as a percentage of cost: a product that costs 10 and sells for 12.50 has a 25% markup. Margin is calculated as a percentage of the selling price: that same product has a 20% profit margin. The two numbers describe the same transaction differently. Many businesses accidentally apply markup when they mean to target a margin, leading to lower profits than expected.
- How do I calculate my break-even point?
- Break-even is the sales volume at which total revenue equals total costs - where you make neither a profit nor a loss. The formula is: break-even units = fixed costs divided by (selling price minus variable cost per unit). The break-even revenue is break-even units multiplied by the selling price. Use the Break-Even Calculator to run this automatically.
- Are these calculators accurate for tax purposes?
- These tools provide mathematical estimates based on the numbers you enter. They do not account for specific tax rules, depreciation, jurisdiction-specific levies, or your full cost structure. For tax filing and financial reporting, work with a qualified accountant.